Terms of Use

Effective Date: 12 August 2025
These Terms of Use (“Terms”) govern your access to and use of the website www.roialvirtualassets.com and all associated services provided by Roial Virtual Assets Limited (“RVA”, “we”, “our”, “us”). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, you must not use our services.

1. Company Information

Roial Virtual Assets Limited (UK) – Registered in England and Wales, Company No. 16152424, Registered Office: Devonshire House, 1 Mayfair Place, London, W1J 8AJ.
RVA International Limited (BVI) – Registered in the British Virgin Islands, Company No. 2183343, Registered Office: Intershore Chambers, Road Town, Tortola, British Virgin Islands.

2. Scope of Services

We provide:
• Digital asset account registration
• KYC/AML identity verification services
• Secure wallet services for supported cryptocurrencies
• A digital asset trading platform for buying, selling, and exchanging supported tokens and coins
We may modify, suspend, or discontinue any part of the services without notice, provided such changes do not materially reduce your rights under these Terms.

3. Eligibility

You must:
• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Not be a resident of, or accessing services from, any jurisdiction where our services are prohibited by law
• Not be subject to any sanctions lists maintained by the UK, US, EU, UN, or other applicable authorities

4. Account Registration and Verification

To use our services, you must create an account and complete our verification process. You agree to:
• Provide accurate, current, and complete information
• Keep your account credentials secure and confidential
• Promptly update any changes to your information
• Undergo identity verification and KYC/AML checks as required by applicable laws
We reserve the right to reject or suspend accounts that fail to meet our compliance requirements.

5. Wallet and Trading Services

• Wallets provided by RVA are custodial in nature, and we hold private keys on your behalf.
• All digital asset transactions are final once confirmed on the blockchain.
• You are responsible for ensuring transaction details are correct before submission.

6. Risks

You acknowledge and accept the inherent risks in trading and holding digital assets, including:
• Price volatility and market fluctuations
• Potential loss of capital
• Regulatory changes that may affect the legality or operation of services
• Cybersecurity risks such as hacking or theft
RVA does not provide investment advice. All trading decisions are your own.

7. Prohibited Activities

You must not use our services to:
• Engage in illegal activities, including money laundering, terrorist financing, or fraud
• Violate any applicable law or regulation
• Interfere with, disrupt, or compromise the security of our systems
• Misrepresent your identity or affiliation

8. Fees and Taxes

We may charge fees for certain services, as set out in our fee schedule. Fees are subject to change.
You are responsible for any taxes arising from your use of our services.

9. Limitation of Liability

To the fullest extent permitted by law:
• RVA is not liable for indirect, incidental, special, or consequential damages, loss of profits, or data, even if we were advised of such possibility
• Our total liability to you for all claims shall not exceed the total fees paid by you to RVA in the 12 months preceding the claim

10. Indemnity

You agree to indemnify and hold harmless RVA, its affiliates, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your breach of these Terms or misuse of services.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Amendments

We may amend these Terms from time to time by posting the updated version on our website. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

13. Contact

For any queries about these Terms, contact:
Compliance/Data Protection Officer: Thomas Mark Robbins
Email: compliance@rva.ltd